We specialize in working with clients that don't meet traditional bank approval critera. Maybe you have damaged credit, or life has dealt you some blows that put you out of work for a while. We know that life happens to people and we work dilegently to help everyone purchase their own home.
We are firm believers in helping people repair their financial situation. We will always try to help you right now, but if circumstances make that impossible, then we will give you a plan to follow that will get you approved over time. We will help you; we care about our clients and work hard for your best interests.
We have created this handy approval system that will help you know where you stand today:
Choose applicable items and add up the points. If you score greater that 30 points, they you should qualify for a mortgage immediately.
| Bankruptcy discharged 2 years | 15 points | |
| Re-established credit | 10 points | |
| 5% down payment | 1 point | |
| 10% down payment | 5 points | |
| 25% down payment | 15 points | |
| Verifiable income | 10 points | |
| Qualified co app | 15 points | |
| TOTAL |